Today’s mortgages, refinancing rate: January 9, 2022

Mortgage rates have risen slightly in recent months, but remain generally low. The 30-year fixed rates are just over 3%, and the 15-year rates are less than 2.5%. Even as mortgage rates rise, data from Freddie Mac shows rates are still significantly lower than they were before the start of …

Read More »

Refinancing demand plunges 40% from the end of 2020

Image source: Getty Images It appears that fewer homeowners are rushing to refinance their mortgages. Here’s why. Key points Last week, mortgage refinancing demand fell 40% from the same period a year ago. Rising mortgage rates may be largely responsible for this decline. Since mid-2020, mortgage refinancing rates have been …

Read More »

How Homeownership Rates Have Changed Over the Past 25 Years Characteristics

The housing market tends to take more twists and turns than a rural mountain road, and for good reason. A slight change in an economic or social factor can have a huge impact on the market. Take a look at how the ongoing global pandemic has affected domestic housing markets …

Read More »

Warning because millions of payday loan customers only have weeks to request repayments

Four million people may be entitled to a refund – but you have until the end of February to claim it. Following a court ruling in August 2021, borrowers who have been mis-sold by Provident Financial can get some of their money back. Under a new indemnity deal, customers who …

Read More »

Earn a secondary income? Know this new tax rule

A new rule from the Internal Revenue Service (IRS) changes the way third-party network transactions are reported on Form 1099-K for self-employment income earned in 2022 and beyond. Form 1099-K is used to report payments that you receive from payment settlement entities (ESPs) that process payment card transactions or over …

Read More »

Reltime announces two new IEOs on P2PB2B and IndoEx

Reltime is ready to launch its Initial Exchange offer on two platforms P2PB2B and IndoEx. The Reltime DeFi ecosystem is a global financial service fully controlled by end users. Reltime was founded by a team in Norway, El Salvador, Canada and India. Reltime started as a project at King’s College …

Read More »

Tacoma finances financing and payday loans on the web. Caught up in paychecks?

Tacoma finances financing and payday loans on the web. Caught up in paychecks? Tacoma Owners See Cheap Advice on Brief Payday Progress Just about everyone is able to respond to emergencies only where they need the money quickly. Moreover, people who have a situation and money in common find themselves …

Read More »

Exporters ordered to report product in 120 days – Journal

KARACHI: The State Bank of Pakistan (SBP) now requires exporters to bring revenue back to the country within 120 days instead of 180 days – a move exporters find unworkable. In a statement released on Wednesday, the SBP said it had amended foreign exchange regulations under which exporters would be …

Read More »

My private student loans are preventing me from accessing homeownership

Reading the financial jargon at 18 was overwhelming, so I just signed off on everything I needed to start class. Unlike federal student loans, private loans are not covered by student loan forgiveness plans. I’m worried that I will never be able to own a home because of my student …

Read More »